Securing Your Financial Future –
Entrusted since 1957

Securing Your Financial Future – Entrusted since 1957

Fees

GEBA Wealth Management Fee Structure

GEBA has a long-held reputation as a member-owned organization that acts in its clients’ best interests – offering unbiased recommendations, quality products, and competitive pricing.

GEBA Wealth Management’s services follow the same client-focused approach. We take client fees seriously and always offer quality and value for our services.

Complimentary Financial Planning Services for GEBA and GEBA Wealth Management Clients

GEBA Wealth Management provides periodic Financial Planning services for GEBA or GEBA Wealth Management clients at no cost, as explained in this table:

Service Frequency Availability At No Cost
Insurance Review As Needed All GEBA members and extended family
Social Security Analysis Annually All GEBA members and extended family
College Planning Annually GEBA Wealth Management Clients and extended family
General Portfolio Review Annually (as needed if within 6 months of retirement) GEBA Wealth Management Clients and extended family
Retirement Cash Flow Analysis Annually (as needed if within 6 months of retirement) GEBA Wealth Management Clients and extended family
Strategy for efficiently distributing assets in retirement Annually GEBA Wealth Management Clients and extended family
Estate Planning Review Every two years (unless part of a Financial Plan) GEBA Wealth Management Clients and extended family
Comprehensive Financial Plan One time GEBA Wealth Management Clients with $250,000 or more in asset management
Annual Financial Plan Review Annually (as needed if within 6 months of a life-changing event) GEBA Wealth Management Clients with $500,000 or more in assets under management

Managed Portfolio Services for GEBA Wealth Management Clients

For both GEBA Wealth Management Advisor-Directed Portfolios and Morningstar® Managed Portfolios,SM compensation is based on the client’s Assets Under Management (AUM), as shown in the table below.

GEBA Wealth Management Managed Portfolio Compensation

Morningstar® Assets Under Management (AUM)* Morningstar® Managed PortfolioSM
$50,000-$499,999 60 bps (.60%)
$500,000 - $1,000,000 55 bps (.55%)
$1,000,000+ negotiated
Fees charged by others to manage, maintain, and provide tax reporting for your account:
Morningstar® Managed PortfolioSM Fee: (depends on portfolio selected) 30 bps (.3%) to 50 bps (.5%)*
Custody (Tax Reporting) Fee 4 bps (.04%)
Registered Investment Advisory Fee 0
Total Fee Range .94%* to 1.14%

GEBA Advisor Accounts

GEBA Advisor-Directed Managed Portfolios .84%*

* For household investments in advisory accounts over $500,000, discounts may apply. 

More information on Investment Advisory Services

 Choose GEBA and join almost 17,000 satisfied members of the intelligence community, broader federal workforce, the military, and their family members. Membership in GEBA is free as long as you maintain coverage. 

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Choose GEBA – Securing Feds’ Financial Future Since 1957

GEBA is a nonprofit employee benefit association created by NSA employees in 1957. Our goal is to offer high quality insurance products at great prices that has our members’ best interests in mind. GEBA has been serving federal employees for over 60 years, and you can count on us to be there for you and your family.

GEBA membership is available to ALL civilian federal employees and retirees, including the military. Membership in GEBA is free and continues as long as you maintain a plan with GEBA.

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